FWHA develops, owns, and operates quality affordable and accessible housing for citizens of
Fort Worth and Tarrant County with a range of incomes utilizing various federal, state, and local programs. Our agency currently provides more than 6,000 units of quality affordable housing and serves more than 18,000 citizens.
FWHA is proud of its history of promoting homeownership. Owning a home gives residents a stake in their community and instills a sense of pride in the neighborhood. In partnership with the City of Fort Worth and other community partners and lenders, FWHA offers financial assistance and homeownership education and counseling to low-and moderate-income first-time homebuyers.
For eligible participants whose goal is homeownership, FWHA has two programs to offer:
FWHA Homeownership / FSS Office
1201 E. 13th Street
Fort Worth, TX 76102
(817) 333-3607 or3671
Send a short letter expressing your interest in participating in the homeownership program to: FWHA Homeownership Program, P.O. Box 430, Fort Worth, TX 76101. Or come to the FWHA administrative office and complete an interest form.
You will be scheduled to attend an orientation meeting where you will
receive more details about the threshold requirements of the program and if
you are eligible to participate. If you do not meet the minimum threshold
requirements you will receive a denial letter from FWHA explaining why you
are not eligible to participate.
To participate in the Housing Choice Voucher Homeownership Program, requirements are:
Is this a rent-to-own program? No. The Homeownership Program provides assistance with mortgage expenses for Housing Choice Participants who purchase a home. You must be determined “mortgage ready”.
Do I have to be a Housing Choice Voucher holder in order to qualify for participation in the Homeownership Program? Yes. You are required to be on Housing Choice Tenant-based assistance for at least one year.
I am not working now. Can I apply for the program? No. You must be employed full-time. Elderly persons and individuals with disabilities are exempt from the employment requirements.
I have bad credit. What can I do? First, you will meet and work closely with a credit counselor, who will help you develop a personal plan of action for credit repairs.
If I am denied, can I re-apply? Yes. Once you have met the threshold requirements
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The Fort Worth Housing Authority (FWHA) is proud to announce the sale of 39 remaining single-family homes and would like to give public housing residents the first opportunity to purchase. If you would like to hear more about this opportunity, please click on the PH Homeownership tab at the top of the page and submit the attached documents.
As a Public Housing resident, you are required to attend an orientation to answer any questions you may have. As Partners with the City of Fort Worth, you may be eligible to receive up to $14,999 for down payment and closing costs. Do not be discouraged if you believe your credit will disqualify you. While you must be able to qualify for a mortgage loan, free counseling will be provided before and after all home purchases.
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The Family Self-Sufficiency Program (FSS) is designed to help Housing Choice Voucher families and Public Housing residents become economically self-sufficient. Families meet with the FSS Specialist and establish goals that span a five-year period of time. These goals are unique to each family and may include furthering education, obtaining vocational training, opening a small business, and homeownership. Employment assistance through job fairs and contacts with various employers is provided to FSS participants. The FSS Specialist also guides the family to supportive services and resources in the community.
An added incentive of the FSS program is the FSS Escrow account which is established for the family. When a family’s rent increases due to increases in earned income, FWHA begins to set aside money for the family in an escrow account. While the family is on the FSS program, each increase in their rent due to earned income triggers funds to be deposited into the account. After the family has successfully completed the FSS program, they are eligible to receive the escrow money.
The FSS program is currently accepting applications. If you are a Housing Choice Voucher participant, please contact (817) 333-3607 or (817) 333-3671
For more information on any of these programs, please call us at 817-333-3400.